The debts of the poor ARE the wealth of the rich.*

"The rich are getting richer and the poor are getting poorer. Cliché, sure, but it's also more true than at any time since the Gilded Age.

The poor are getting poorer, wages are falling behind inflation, and social mobility is at an all-time low.

If you're in that top 1%, life is grand."

*From here.

For the middle class, the system is gamed to make it impossible to live without debt. It isn't an organic phenomenon—for American style capitalism—it's the plan.